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Retirement and Tax Guides

Make the most of tax-advantaged accounts, choose the right mix of investments for your age and keep more of your returns.

Retirement accounts

Roth IRA vs. traditional IRA
Pay tax now or later?

401(k) vs. IRA
Differences and which to fund first.

Planning your mix

Asset allocation by age
Splitting stocks and bonds as you get older.

Stocks vs. bonds
Risk, return and how to combine them.

How inflation affects your investments
Protecting your buying power.

Taxes

Capital gains tax on stocks
Short- vs. long-term gains, losses and wash sales.

ETFs vs. mutual funds
Why ETFs are often more tax-efficient.

Free tools for this topic

Retirement calculator · Compound interest calculator · Stock profit and tax calculator

More topics

Investing Basics · Stock Analysis · Dividends & Income · Trading & Markets · Sectors · Glossary · All guides